Feature
Properties

All agents are NOT alike! Find out why we are top real estate experts. Call us: 972-389-2128.

Sign Up For Our eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >

Coming Soon
Read Quote >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

The Craven Group is one of The Top Selling Real Estate Experts™
Find Out More >

See the nation's top rated reports for Schools in Carrollton, North Dallas and Frisco >

Coming Soon
Find Out More >

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Carrollton, North Dallas and Frisco real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

	About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State/Province:
Country:
Zip/Postal Code:
Phone:
	About Your Move
When Are You Moving?
Where Are You Moving?
	About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?
	Additional Info
Please Enter More Details, Along With Any Comments, Concerns, Or Questions:
Send Latest Listings:
Send Latest News:

*Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
Your Privacy Is Guaranteed >
Free & Without Obligation >

School Reports in Carrollton, North Dallas and Frisco, Texas

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Texas Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Carrollton, North Dallas and Frisco

Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

	See All Tips In The "Financing Your Home" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What time of year is considered the busiest for homebuyers and sellers?
A	Real estate is a year-round business, but spring is still considered the best time of year to showcase a home.
See More Real Estate Trivia >

The Craven Group, REALTOR®, real estate agents and broker for Carrollton, North Dallas and Frisco Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

The Craven Group
RE/MAX DFW Associates III
3032 E. Hebron Pkwy #120
Carrollton, TX. 75010
Phone: 972-389-2128
Fax: 972-389-2197
Email: stevecraven@NUMBER1EXPERT.com

www.ForSaleByCravenGroup.com is brought to you by The Craven Group
NUMBER1EXPERT™ in real estate for Carrollton, North Dallas and Frisco, Texas

Read The Craven Group's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge